November 19, 2018

Advanced Informational Copies of Form 5500 Released by Federal Agencies

Last week the DOL, IRS and PBGC released the 2018 Form 5500 Series along with Schedules, Instructions and the IRS’ separate release of an updated Form 5558 (for an extension to file Form 5500 or Form 8955). Remember, these documents cannot be used to file the Form 5500 (exceptions do apply in rare cases) but… Continue Reading

November 15, 2018

401(k): Proposed Regulations Would Relax Hardship Distribution Rules

On November 9, 2018, the Internal Revenue Service (“IRS”) released a Notice of Proposed Rulemaking (proposed regulations) that, if finalized in present form, would significantly modify and relax some of the rules that govern hardship distributions (also known as hardship withdrawals) from 401(k) plans. The changes generally reflect relevant provisions included in the Bipartisan Budget… Continue Reading

November 13, 2018

Ten Essential Contract Provisions for Service Provider Agreements

This is the first in a series of three blogs leading up to our Compliancedashboard® webinar on December 5th, 2018: Contracts 101: Creating Simple, Compliant Service Provider Agreements. If you sponsor a welfare plan(s), and use a third party to provide some or all services with respect to that plan(s), then you likely have a… Continue Reading

November 9, 2018

Final Rules Regarding Religious & Moral Exemptions for Contraceptive Coverage: Issuance Pending

On November 7th, 2018, the departments of HHS, Labor and the Treasury released PDF versions of their final rules (slated for publishing in the Federal Register on November 15th, 2018) regarding protections for Americans with religious or moral objections to insurance-covered contraceptives. In a Nutshell: After sifting through approximately 100,000 public comment submissions, HHS, the… Continue Reading

November 6, 2018

Expanding Health Coverage Choices: Proposed HRA Regulations

The government has proposed new rules that would expand the ability of employers to offer Health Reimbursement Arrangements (HRAs) to their employees. Currently, an employer may not offer an HRA unless it is in connection with (“integrated”) an ACA-compliant group health plan. An HRA may not be integrated with individual coverage.  Under the proposed rules,… Continue Reading

Browse by Category 401(k)Health & Welfare