MEWAs: State Regulation vs ERISA Preemption
There has long been confusion around a state’s ability to regulate Multiple Employer Welfare Arrangements (MEWAs) and ERISA’s preemption of those regulations. The reason for the confusion is that it …
H&W: Low Stop-loss Specs and the ACA
The Department of Labor (“DOL”) recently issued guidance [TR 2014-01] expressing its views on whether ERISA preempts state regulation of stop-loss insurance. This guidance will be of interest to employers …